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Guiding You Through Chapter 13 Bankruptcy

Many people delay or avoid seeking debt relief help because they don’t want to admit that their finances have gotten out of control. For many others, it’s an issue of wanting to make good on their financial obligations, even if getting on top of medical bills, credit cards and other debts is always just out of reach.

You are reading this because you realize that now is the time to consider your options for getting out of debt. At Kennedy & Kennedy Law Office in Mankato, our consumer bankruptcy attorneys understand that seeking the advice of a lawyer about bankruptcy options is never easy. Our firm is dedicated to making debt relief a less scary, more rewarding experience. We are here to guide you every step of the way toward a brighter financial future.

Keep Important Possessions With Chapter 13

Chapter 13 offers a number of advantages, including debt reorganization and creditor protection. It can be the best form of bankruptcy relief for people who have:

  • Dischargeable debts
  • A steady source of income
  • The ability to commit to a three- to five-year repayment plan
  • Higher value assets that would have to be liquidated under a Chapter 7 bankruptcy

One of the most significant advantages of filing for Chapter 13 bankruptcy is that it can allow people to keep their home or other significant assets that might not be protected under Chapter 7. Moreover, people get the satisfaction of knowing that they are making an effort in good faith to pay off some debts while laying the groundwork to start off fresh once remaining debts are discharged.

Don’t Delay The Debt Relief You Need

Contact our bankruptcy attorneys to learn how a debt repayment plan can help you in the long term. Send an email or call our office at 507-550-1519. We represent clients throughout south-central Minnesota.

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.