You aren't 21 yet, but some of your friends are. You went on what was supposed to be a exciting night out with your friends, and then things went an unfortunate and unwelcome direction. You were driving and got pulled over. The officer claimed to have smelled alcohol, and now you're facing charges of driving with a blood alcohol concentration over 0.0 percent while under the age of 21. Minnesota has a policy on underage DWI that limits you to no alcohol in your system whatsoever when it comes to driving.
As you compare the details of Chapter 13 and Chapter 7 bankruptcy, you'll soon come to realize that there are a variety of differences.
With Chapter 13 bankruptcy, you propose a repayment plan to the court. This gives you the opportunity to repay some or all of your debt over the period of three to five years.
If you're gearing up to file for Chapter 7 bankruptcy, you're probably worried about how much property you're going to lose. In fact, you likely have visions in your mind that involve men in moving trucks coming to empty out your house, and later having your home taken away from you, too.
Fortunately, Chapter 7 bankruptcy exemptions may save you from having to experience something like this. Through various federal and Minnesota bankruptcy rules, you can probably keep a great deal of your personal property.
When people drive drunk, they place others on the road at risk. In order to reduce the number of intoxicated or impaired drivers on the road, Minnesota has enacted laws prohibiting impaired driving. Driving while impaired (DWI) is a criminal offense. Depending on the circumstances, a DWI offense could result in a misdemeanor or felony charge. The state of Minnesota looks at several factors, including your blood alcohol content (BAC), the number of previous offenses on your record and whether there were any special circumstances, like children in the vehicle.
The state of Minnesota could bring additional charges or increase penalties against a driver if the BAC measured comes in at 0.16 percent or higher, the accused was transporting minors or has a criminal record of other alcohol-related offenses. Penalties can become quite onerous and could result in the loss of the accused's freedom and livelihood. Many employers choose to include clauses about criminal charges or convictions in work contracts, meaning that getting charged may also mean getting fired. Of course, the criminal penalties for a DWI are more concerning than the social fallout from the charges.
Bankruptcy is sometimes looked at as a bad word, but the truth is that it can be an immense help to those who need it. Filing for bankruptcy doesn't mean you've failed. It means that you're taking charge of your financial situation and making a change.
There are dozens of reasons why people go into bankruptcy. Your reason may not be one of these, but these are a few common causes.
If your spending got a little out of control or circumstances you couldn't control took a chunk out of your income, you might feel like you are swimming in debt. Bankruptcy is one option that you have to get control of your finances again so that you can start to rebuild your life. Before you make the decision to file for bankruptcy, there are some specific things you should know. There isn't any reason you and your family should have to deal with the constant stress of uncontrollable debt.
An assault charge is very serious legal matter that can have severe consequences. This type of charge can result in probation or even prison time and negatively affect your personal and professional life.
The first step in making sure you are properly defended is to contact a criminal defense attorney. The advice of experienced legal counsel will help you navigate the legal process and court system.