Contact Us At : 507-550-1519
Contact Us At : 507-550-1519
After making the decision to file bankruptcy, you will need to determine which chapter you wish to file. The most common options for individuals are Chapter 7 or Chapter 13. According to FindLaw, you may not have to make this decision yourself because there is an...
If you want to purchase a home, car or another high-value item, you probably need a decent credit score. While credit reporting bureaus are notoriously secretive about the formulas they use to calculate consumer credit scores, they all consider an individual’s...
Bankruptcy can be a beneficial step if you have financial issues. It provides relief from your debts and prevents creditors from garnishing your wages or seizing your assets. Many people use their right to bankruptcy protection each year. The Consumer Financial...
Most people in southwestern Minnesota who file a petition in bankruptcy expect the proceeding to result in the discharge of most, if not all, of their debts. Some potential bankruptcy filers may therefore be surprised to learn that a significant benefit may accrue...
Sometimes the unexpected can happen to a Mankato area resident. There are times when financial matters can get the best of someone and there aren’t many other options except to declare bankruptcy. Declaring bankruptcy doesn’t mean a person has had a financial failure,...
If you’ve found yourself fallen on hard financial times, then you’re probably looking for a way out of your financial predicament. The burden of debt can be crushing, and you might be feeling like there’s little hope for your future. If you’re reading this blog post,...
Many Minnesota families may find themselves behind in their house payments and could face a realistic threat of a foreclosure proceeding. The thought of having to move can compound a family’s financial and emotional stress, particularly if they have strong ties to...
One big reason Minnesota families choose to file for a bankruptcy is what the law calls the automatic stay. The basic idea of the automatic stay is that it stops a debtor’s creditors from continuing their collection efforts. By doing so, it creates some stability for...