You aren't 21 yet, but some of your friends are. You went on what was supposed to be a exciting night out with your friends, and then things went an unfortunate and unwelcome direction. You were driving and got pulled over. The officer claimed to have smelled alcohol, and now you're facing charges of driving with a blood alcohol concentration over 0.0 percent while under the age of 21. Minnesota has a policy on underage DWI that limits you to no alcohol in your system whatsoever when it comes to driving.
As you compare the details of Chapter 13 and Chapter 7 bankruptcy, you'll soon come to realize that there are a variety of differences.
If you're gearing up to file for Chapter 7 bankruptcy, you're probably worried about how much property you're going to lose. In fact, you likely have visions in your mind that involve men in moving trucks coming to empty out your house, and later having your home taken away from you, too.
When people drive drunk, they place others on the road at risk. In order to reduce the number of intoxicated or impaired drivers on the road, Minnesota has enacted laws prohibiting impaired driving. Driving while impaired (DWI) is a criminal offense. Depending on the circumstances, a DWI offense could result in a misdemeanor or felony charge. The state of Minnesota looks at several factors, including your blood alcohol content (BAC), the number of previous offenses on your record and whether there were any special circumstances, like children in the vehicle.
Bankruptcy is sometimes looked at as a bad word, but the truth is that it can be an immense help to those who need it. Filing for bankruptcy doesn't mean you've failed. It means that you're taking charge of your financial situation and making a change.