Stopping Creditor Harassment

If you are struggling to keep up with debt payments, you have likely heard from your creditors — and heard from them often. Debt collectors are often aggressive in their tactics and may threaten you with legal action and harass you with phone calls and letters. They may even call your relatives.

The good news: There is a way to make creditor harassment stop.

Filing for bankruptcy triggers the automatic stay, a powerful legal injunction that makes it unlawful for creditors to contact you or take legal action against you. As soon as you file for Chapter 7 or Chapter 13 bankruptcy, your creditors are legally barred from making any contact with you at all.

Let Us Handle The Debt Collectors

At Kennedy & Kennedy Law Office, we help people who are struggling with debt in Mankato and throughout surrounding Minnesota communities. We are here to get creditors off your back and help you enjoy the freedom of debt relief.

Our lawyers can guide you through all aspects of the bankruptcy process, helping you stop creditor harassment, home foreclosure, wage garnishment, vehicle repossession, liens, levies and other debt collection actions.

Once you file, your creditors cannot contact you — they must go through us. Rest assured, we are experienced in dealing with debt collectors and will capably represent your interests. If your creditors cross the line and violate the Fair Debt Collection Practices Act or other debt collection laws, we can bring legal action against them.

Talk To A Lawyer About Your Debt Relief Options

Our attorneys can help you understand the pros and cons of bankruptcy, so you can decide if it is right for you. To learn more about achieving debt relief and getting the creditors off your back, call us today at 507-550-1519 or contact us online.